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Fiat On Ramp Aggregator

The Fiat On-Ramp Aggregator, a key component of Web3Auth's Wallet Services, significantly simplifies the conversion process from fiat to cryptocurrency. With a straightforward one-line integration, this service integrates over 100 payment methods, providing an efficient and user-friendly solution for entering the crypto space.

Features of the Fiat On-Ramp Aggregator

  • Diverse Payment Options: Supports a broad spectrum of payment methods, catering to a global user base and ensuring accessibility for all.
  • Reduced Fees: Offers up to 70% lower transaction fees compared to traditional methods, making cryptocurrency more accessible and economical.
  • Global Currency Support: Ensures a seamless user experience with localized currency support, facilitating easier and more intuitive transactions worldwide.

Integrating Wallet Services

Wallet Services

Pluggable enhancements for your Web3Auth-integrated wallet, designed to elevate both functionality and user experience within your application. Includes customisable Wallet UI, Fiat on Ramp, Interoperability features and much more.

    Wallet Services Plugin

    Plugin to extend Wallet Services features to Web3Auth PnP Web SDKs.

Overcoming Onramping Challenges

In key web3 markets such as India, Latin America, and Southeast Asia, traditional fiat-to-crypto conversion methods, particularly through card rails like Visa and Mastercard, face high failure rates of 30-70%. Such failures not only frustrate users but also lead to potential revenue losses. The Fiat On-Ramp Aggregator addresses these challenges by incorporating prevalent local payment methods, which represent over 60%-70% of transactions in these regions.

Why Local Payment Methods?

  • Higher Monetization and Accessibility: Local payment methods, being the most common in their respective countries, significantly enhance user monetization and accessibility due to their familiarity and real-time processing capabilities.
  • Lower Processing Fees: Transactions processed through these methods incur lower fees than those processed via traditional card networks, making them a cost-effective alternative.
  • Improved Transaction Success Rates: Unlike transactions on Visa and Mastercard networks, which often fail due to restrictions imposed by card-issuing banks, local payment methods do not face such limitations, resulting in higher success rates.
  • Enhanced Security: Most local payment methods require 2-factor authentication (2FA) and are not subject to chargeback costs, offering a secure and cost-efficient solution for both users and merchants.

The Fiat On-Ramp Aggregator by Web3Auth Wallet Services represents a pivotal advancement in bridging the gap between fiat currencies and the cryptocurrency market. By leveraging local payment methods and reducing dependency on traditional card rails, Web3Auth ensures a smoother, more reliable, and cost-effective entry point into the world of cryptocurrency, enhancing the overall user experience and fostering global adoption.



For the complete list of fiat, crypto and payment method coverage, please check here

Network Coverage

The Web3Auth Onramp Aggregator is built to be chain-agnostic and supports a wide range of blockchain networks and tokens. Below is the list of main networks that we provide coverage.

Aptos (APT)Ethereum (ETH)Near (NEAR)Arbitrum (ETH)
Fantom (FTM)Optimism (OP)Aurora (AURORA)Gnosis (xDAI, GNO)
Polkadot (DOT)Avalanche (AVAX)Hedera (HBAR)Polygon (MATIC)
Binance (BSC)Immutable X (IMX)Ripple (XRP)Bitcoin (BTC)
Kadena (KDA)Ronin (AXS)Cardano (ADA)Kava (KAVA)
Shiba Inu (SHIB)Celo (CELO)Klaytn (KLAY)Solana (SOL)
Cosmos (ATOM)Metis (METIS)Tezos (XTZ)Cronos (CRO)
Moon River (MOVR)Tron (TRX)Dogecoin (DOGE)Moonbeam (GLMR)
Velas (VLX)EOS (EOS)MultiversX (EGLD)Waves (WAVE)
WAX (WAXP)Zilliqa (ZIL)

Country and payment method coverage

CurrencyCountryPayment Methods
AEDUnited Arab EmiratesCredit Card, Debit Card
AOAAngolaCredit Card, Debit Card
AUDAustraliaCredit Card, Debit Card, Apple Pay, Google Pay, Bank Transfer
BBDBarbadosCredit Card, Debit Card
BGNBulgariaCredit Card, Debit Card, Apple Pay, Google Pay
BMDBermudaCredit Card, Debit Card
BNDBruneiCredit Card, Debit Card
BRLBrazilCredit Card, Debit Card, PIX, Astro Pay, Boleto
BZDBelizeCredit Card, Debit Card
CADCanadaCredit Card, Debit Card, Apple Pay, Google Pay
CHFSwitzerlandCredit Card, Debit Card, Apple Pay, Google Pay
CLPChileAstro Pay, Webpay
CNYChinaCredit Card, Debit Card
COPColombiaCredit Card, Debit Card, PSE
CRCCosta RicaCredit Card, Debit Card
CZKCzech RepublicCredit Card, Debit Card, Apple Pay, Google Pay
DJFDjiboutiCredit Card, Debit Card
DKKDenmarkCredit Card, Debit Card, Apple Pay, Google Pay
DOPDominican RepublicCredit Card, Debit Card
EGPEgyptCredit Card, Debit Card
EUREuropean UnionCredit Card, Debit Card, Apple Pay, Google Pay, Bank Transfer/SEPA
FJDFijiCredit Card, Debit Card
FKPFalkland IslandsCredit Card, Debit Card
GBPUnited KingdomCredit Card, Debit Card, Apple Pay, Google Pay, Bank Transfer, Open Banking
GELGeorgiaCredit Card, Debit Card
GIPGibraltarCredit Card, Debit Card
GTQGuatemalaCredit Card, Debit Card
HKDHong KongCredit Card, Debit Card, Google Pay
HNLHondurasCredit Card, Debit Card
HUFHungaryCredit Card, Debit Card, Apple Pay, Google Pay
IDRIndonesiaCredit Card, Debit Card, Bank Transfer, Alphamart, Dana, OVO, Shopee Pay
ILSIsraelCredit Card, Debit Card, Google Pay
INRIndiaUPI, Bank Transfer, NEFT
ISKIcelandCredit Card, Debit Card, Apple Pay
JMDJamaicaCredit Card, Debit Card
JODJordanCredit Card, Debit Card
JPYJapanCredit Card, Debit Card, Google Pay, Bank Transfer, Tiger Pay
KESKenyaCredit Card, Debit Card
KGSKyrgyzstanCredit Card, Debit Card
KMFComorosCredit Card, Debit Card
KRWSouth KoreaCredit Card, Debit Card
KWDKuwaitCredit Card, Debit Card
KZTKazakhstanCredit Card, Debit Card, Google Pay
LKRSri LankaCredit Card, Debit Card
MADMoroccoCredit Card, Debit Card
MDLMoldovaCredit Card, Debit Card
MGAMadagascarCredit Card, Debit Card
MRUMauritaniaCredit Card, Debit Card
MWKMalawiCredit Card, Debit Card
MXNMexicoCredit Card, Debit Card, Astro Pay
MYRMalaysiaCredit Card, Debit Card, Bank Transfer, FPX, Boost, Duit Now, Grab Pay, Shopee Pay, TNG
MZNMozambiqueCredit Card, Debit Card
NGNNigeriaCredit Card, Debit Card, Instant P2P
NOKNorwayCredit Card, Debit Card, Apple Pay, Google Pay
NZDNew ZealandCredit Card, Debit Card, Apple Pay, Google Pay
OMROmanCredit Card, Debit Card
PENPeruCredit Card, Debit Card, Astro Pay
PGKPapua New GuineaCredit Card, Debit Card
PHPPhilippinesCredit Card, Debit Card, Bank Transfer, GCash, Grab Pay, Maya, Shopee Pay
PKRPakistanCredit Card, Debit Card
PLNPolandCredit Card, Debit Card, Apple Pay, Google Pay, Open Banking
PYGParaguayCredit Card, Debit Card
RONRomaniaCredit Card, Debit Card, Apple Pay, Google Pay
RWFRwandaCredit Card, Debit Card
SBDSolomon IslandsCredit Card, Debit Card
SCRSeychellesCredit Card, Debit Card
SEKSwedenCredit Card, Debit Card, Google Pay
SGDSingaporeCredit Card, Debit Card, Google Pay, PayNow, ENETS
SRDSurinameCredit Card, Debit Card
STNSão Tomé and PríncipeCredit Card, Debit Card
SZLEswatiniCredit Card, Debit Card
THBThailandCredit Card, Debit Card, Prompt Pay
TJSTajikistanCredit Card, Debit Card
TMTTurkmenistanCredit Card, Debit Card
TRYTurkeyCredit Card, Debit Card
TWDTaiwanCredit Card, Debit Card, Apple Pay, Google Pay
TZSTanzaniaCredit Card, Debit Card
USDUnited StatesCredit Card, Debit Card, Apple Pay, Google Pay, Bank Transfer/ACH, Cash App
UYUUruguayCredit Card, Debit Card, Astro Pay
VNDVietnamCredit Card, Debit Card, Bank Transfer, VietQR, Momo, Viettel Pay, Zalo Pay
XAFCentral AfricaCredit Card, Debit Card
XCDEastern CaribbeanCredit Card, Debit Card
ZARSouth AfricaCredit Card, Debit Card